@font-face {
  font-family: 'icomoon';
  src:  url('../fonts/icomoon.eot');
  src:  url('../fonts/icomoon.eot#iefix') format('embedded-opentype'),
    url('../fonts/icomoon.ttf') format('truetype'),
    url('../fonts/icomoon.woff') format('woff'),
    url('../images/icomoon.svg#icomoon') format('svg');
  font-weight: normal;
  font-style: normal;
  font-display: block;
}

[class^="icon-"], [class*=" icon-"] {
  /* use !important to prevent issues with browser extensions that change fonts */
  font-family: 'icomoon' !important;
  speak: never;
  font-style: normal;
  font-weight: normal;
  font-variant: normal;
  text-transform: none;
  line-height: 1;

  /* Better Font Rendering =========== */
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

.icon-pin:before {
  content: "\e900";
}
.icon-email:before {
  content: "\e901";
}
.icon-magnifying-glass:before {
  content: "\e902";
}
.icon-successful:before {
  content: "\e903";
}
.icon-loan:before {
  content: "\e904";
}
.icon-confirmation:before {
  content: "\e905";
}
.icon-smartphone:before {
  content: "\e906";
}
.icon-operation:before {
  content: "\e907";
}
.icon-payment-gateway:before {
  content: "\e908";
}
.icon-tick:before {
  content: "\e909";
}
.icon-diamond:before {
  content: "\e90a";
}
.icon-car:before {
  content: "\e90b";
}
.icon-bank:before {
  content: "\e90c";
}
.icon-house:before {
  content: "\e90d";
}
.icon-payment:before {
  content: "\e90e";
}
.icon-smartphone-1:before {
  content: "\e90f";
}
.icon-telephone:before {
  content: "\e910";
}
.icon-select:before {
  content: "\e911";
}
.icon-bill:before {
  content: "\e912";
}
.icon-growth:before {
  content: "\e913";
}
.icon-briefcase:before {
  content: "\e914";
}
.icon-money-transfer:before {
  content: "\e915";
}
.icon-credit-cards:before {
  content: "\e916";
}
.icon-bank-transfer:before {
  content: "\e917";
}
.icon-audit:before {
  content: "\e918";
}
.icon-portfolio:before {
  content: "\e919";
}
.icon-education:before {
  content: "\e91a";
}
.icon-settings:before {
  content: "\e91b";
}
.icon-quotes:before {
  content: "\e91c";
}
.icon-credibility:before {
  content: "\e91d";
}
.icon-book:before {
  content: "\e91e";
}
.icon-user:before {
  content: "\e91f";
}
.icon-phone-ringing:before {
  content: "\e920";
}
.icon-management:before {
  content: "\e921";
}
.icon-designer:before {
  content: "\e922";
}
.icon-programmer:before {
  content: "\e923";
}
.icon-flowchart:before {
  content: "\e924";
}
.icon-phone:before {
  content: "\e925";
}

/* Debt Financing Section */
.debt-financing {
  position: relative;
  background: linear-gradient(135deg, #0b163f 0%, #1a2f70 100%);
  color: #ffffff;
  overflow: hidden;
  padding-top: 100px;
  padding-bottom: 100px;
}
.debt-financing:before {
  content: "";
  position: absolute;
  width: 520px;
  height: 520px;
  right: -180px;
  top: -150px;
  border-radius: 50%;
  background: radial-gradient(closest-side, rgba(106, 168, 255, 0.12), rgba(255,255,255,0));
  z-index: 0;
}
.debt-financing:after {
  content: "";
  position: absolute;
  width: 380px;
  height: 380px;
  left: -140px;
  bottom: -100px;
  border-radius: 50%;
  background: radial-gradient(closest-side, rgba(26, 47, 112, 0.25), rgba(255,255,255,0));
  z-index: 0;
}
.debt-financing .container { 
  position: relative; 
  z-index: 1; 
}

.debt-financing__eyebrow {
  display: inline-block;
  font-size: 11px;
  letter-spacing: .15em;
  text-transform: uppercase;
  color: #a8c0ff;
  background: rgba(168, 192, 255, 0.12);
  border: 1px solid rgba(168, 192, 255, 0.25);
  padding: 8px 16px;
  border-radius: 50px;
  margin-bottom: 18px;
  font-weight: 600;
  transition: all 0.3s ease;
}

.debt-financing__eyebrow:hover {
  background: rgba(168, 192, 255, 0.18);
  border-color: rgba(168, 192, 255, 0.4);
  transform: translateY(-2px);
}

.debt-financing__title {
  color: #fff;
  font-weight: 800;
  font-size: 36px;
  line-height: 1.3;
  margin-bottom: 12px;
  letter-spacing: -0.5px;
}

.debt-financing__subtitle {
  color: rgba(255,255,255,0.75);
  margin-bottom: 50px;
  font-size: 16px;
  font-weight: 400;
}

.debt-financing__grid { 
  margin-top: 40px;
}

.df-card {
  background: rgba(255,255,255,0.05);
  backdrop-filter: blur(10px);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 16px;
  padding: 28px 24px;
  height: 100%;
  transition: all 0.35s cubic-bezier(0.34, 1.56, 0.64, 1);
  position: relative;
  overflow: hidden;
}

.df-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: linear-gradient(135deg, rgba(168, 192, 255, 0.1), rgba(168, 192, 255, 0));
  opacity: 0;
  transition: opacity 0.35s ease;
  z-index: -1;
}

.df-card:hover {
  transform: translateY(-8px) scale(1.02);
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.3), inset 0 1px 0 rgba(255,255,255,0.2);
  background: rgba(255,255,255,0.08);
  border-color: rgba(168, 192, 255, 0.3);
}

.df-card:hover::before {
  opacity: 1;
}

.df-card__icon {
  width: 56px;
  height: 56px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 14px;
  background: linear-gradient(135deg, #6aa8ff 0%, #a8c0ff 100%);
  color: #0b163f;
  font-size: 24px;
  margin-bottom: 18px;
  box-shadow: 0 8px 16px rgba(106, 168, 255, 0.3);
  transition: all 0.3s ease;
}

.df-card:hover .df-card__icon {
  transform: translateY(-4px) scale(1.1);
  box-shadow: 0 12px 24px rgba(106, 168, 255, 0.4);
}

.df-card__title {
  font-size: 18px;
  font-weight: 700;
  color: #ffffff;
  margin: 0 0 10px;
  letter-spacing: -0.3px;
}

.df-card__text {
  color: rgba(255,255,255,0.8);
  margin: 0;
  font-size: 14px;
  line-height: 1.6;
  font-weight: 400;
}

.debt-financing__note {
  margin-top: 50px;
  background: rgba(255,255,255,0.06);
  backdrop-filter: blur(10px);
  border: 1px solid rgba(168, 192, 255, 0.25);
  border-left: 4px solid #a8c0ff;
  color: #eaf0ff;
  padding: 24px 28px;
  border-radius: 14px;
  font-size: 15px;
  line-height: 1.7;
  font-weight: 400;
  transition: all 0.3s ease;
  box-shadow: 0 8px 16px rgba(0, 0, 0, 0.2);
}

.debt-financing__note:hover {
  background: rgba(255,255,255,0.08);
  border-color: rgba(168, 192, 255, 0.35);
  transform: translateX(4px);
  box-shadow: 0 12px 24px rgba(0, 0, 0, 0.25);
}

@media (min-width: 768px) {
  .debt-financing__title { 
    font-size: 42px;
  }
}

@media (min-width: 992px) {
  .debt-financing {
    padding-top: 120px;
    padding-bottom: 120px;
  }
  
  .debt-financing__title { 
    font-size: 48px;
    letter-spacing: -1px;
  }
  
  .debt-financing__subtitle {
    font-size: 18px;
  }
}

/* Team Section Styles */
.team-section {
  position: relative;
  background: linear-gradient(135deg, #f8f9fa 0%, #ffffff 100%);
  overflow: hidden;
}

.team-section--board {
  background: linear-gradient(135deg, #ffffff 0%, #f0f4f8 100%);
}

.team-section--management {
  background: linear-gradient(135deg, #f8f9fa 0%, #ffffff 100%);
}

.team-section__bg-pattern {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  opacity: 0.03;
  background-image: 
    radial-gradient(circle at 20% 50%, rgba(0, 102, 204, 0.1) 0%, transparent 50%),
    radial-gradient(circle at 80% 80%, rgba(0, 102, 204, 0.1) 0%, transparent 50%);
  pointer-events: none;
}

/* Board Member Cards */
.team-member-card--board {
  background: #ffffff;
  border-radius: 16px;
  padding: 45px 35px;
  text-align: center;
  position: relative;
  transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
  height: 100%;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);
  border: 1px solid rgba(0, 0, 0, 0.05);
  overflow: hidden;
}

.team-member-card--board::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--thm-base, #0066cc) 0%, #4a90e2 100%);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.4s ease;
}

.team-member-card--board:hover {
  transform: translateY(-8px);
  box-shadow: 0 12px 40px rgba(0, 0, 0, 0.15);
  border-color: rgba(0, 102, 204, 0.2);
}

.team-member-card--board:hover::before {
  transform: scaleX(1);
}

.team-member-card--board .team-member-card__icon {
  width: 70px;
  height: 70px;
  margin: 0 auto 25px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, rgba(0, 102, 204, 0.1) 0%, rgba(0, 102, 204, 0.05) 100%);
  border-radius: 50%;
  position: relative;
  transition: all 0.4s ease;
}

.team-member-card--board .team-member-card__icon i {
  font-size: 32px;
  color: var(--thm-base, #0066cc);
  transition: all 0.4s ease;
}

.team-member-card--board:hover .team-member-card__icon {
  background: linear-gradient(135deg, var(--thm-base, #0066cc) 0%, #4a90e2 100%);
  transform: scale(1.1);
}

.team-member-card--board:hover .team-member-card__icon i {
  color: #ffffff;
  transform: scale(1.1);
}

.team-member-card--board .team-member-card__name {
  font-size: 19px;
  font-weight: 700;
  color: #1a1a1a;
  margin: 0 0 15px;
  line-height: 1.5;
  min-height: 57px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.team-member-card--board .team-member-card__position-wrapper {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
}

.team-member-card--board .team-member-card__position {
  font-size: 16px;
  font-weight: 600;
  color: var(--thm-base, #0066cc);
  margin: 0;
  padding: 8px 20px;
  background: rgba(0, 102, 204, 0.08);
  border-radius: 20px;
  display: inline-block;
  transition: all 0.3s ease;
}

.team-member-card--board:hover .team-member-card__position {
  background: rgba(0, 102, 204, 0.15);
  transform: scale(1.05);
}

.team-member-card--board .team-member-card__position-subtitle {
  display: block;
  font-size: 13px;
  font-weight: 400;
  color: #666;
  margin-top: 5px;
  font-style: italic;
}

.team-member-card--board .team-member-card__decorative-line {
  position: absolute;
  bottom: 0;
  left: 50%;
  transform: translateX(-50%);
  width: 60px;
  height: 3px;
  background: linear-gradient(90deg, transparent 0%, var(--thm-base, #0066cc) 50%, transparent 100%);
  opacity: 0;
  transition: opacity 0.4s ease;
}

.team-member-card--board:hover .team-member-card__decorative-line {
  opacity: 1;
}

/* Management Team Cards */
.team-member-card--detailed {
  background: #ffffff;
  border-radius: 16px;
  padding: 0;
  text-align: left;
  position: relative;
  transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
  height: 100%;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);
  border: 1px solid rgba(0, 0, 0, 0.05);
  overflow: hidden;
  display: flex;
  flex-direction: column;
}

.team-member-card--detailed::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--thm-base, #0066cc) 0%, #4a90e2 100%);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.4s ease;
}

.team-member-card--detailed:hover {
  transform: translateY(-6px);
  box-shadow: 0 12px 40px rgba(0, 0, 0, 0.15);
  border-color: rgba(0, 102, 204, 0.2);
}

.team-member-card--detailed:hover::before {
  transform: scaleX(1);
}

.team-member-card--detailed .team-member-card__header {
  padding: 35px 35px 25px;
  display: flex;
  align-items: flex-start;
  gap: 20px;
  background: linear-gradient(135deg, rgba(0, 102, 204, 0.02) 0%, rgba(0, 102, 204, 0.05) 100%);
  border-bottom: 1px solid rgba(0, 0, 0, 0.05);
}

.team-member-card--detailed .team-member-card__icon-wrapper {
  width: 60px;
  height: 60px;
  min-width: 60px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, var(--thm-base, #0066cc) 0%, #4a90e2 100%);
  border-radius: 12px;
  box-shadow: 0 4px 15px rgba(0, 102, 204, 0.3);
  transition: all 0.4s ease;
}

.team-member-card--detailed:hover .team-member-card__icon-wrapper {
  transform: scale(1.1) rotate(5deg);
  box-shadow: 0 6px 20px rgba(0, 102, 204, 0.4);
}

.team-member-card--detailed .team-member-card__icon-wrapper i {
  font-size: 28px;
  color: #ffffff;
}

.team-member-card--detailed .team-member-card__title-group {
  flex: 1;
}

.team-member-card--detailed .team-member-card__name {
  font-size: 22px;
  font-weight: 700;
  color: #1a1a1a;
  margin: 0 0 8px;
  line-height: 1.4;
}

.team-member-card--detailed .team-member-card__position {
  font-size: 15px;
  font-weight: 600;
  color: var(--thm-base, #0066cc);
  margin: 0;
  line-height: 1.5;
}

.team-member-card--detailed .team-member-card__content {
  padding: 30px 35px 35px;
  flex: 1;
}

.team-member-card--detailed .team-member-card__description {
  font-size: 15px;
  line-height: 1.8;
  color: #555;
  margin: 0;
  text-align: justify;
}

/* General Team Card Styles */
.team-member-card__name {
  margin: 0;
  font-weight: 700;
  color: #1a1a1a;
  line-height: 1.4;
}

.team-member-card__position {
  font-weight: 600;
  color: var(--thm-base, #0066cc);
  line-height: 1.5;
}

.mt-50 {
  margin-top: 50px;
}

/* Responsive Design */
@media (max-width: 992px) {
  .team-member-card--board {
    padding: 35px 30px;
  }
  
  .team-member-card--board .team-member-card__name {
    font-size: 17px;
    min-height: auto;
  }
  
  .team-member-card--detailed .team-member-card__header {
    padding: 30px 25px 20px;
  }
  
  .team-member-card--detailed .team-member-card__content {
    padding: 25px 25px 30px;
  }
}

@media (max-width: 768px) {
  .team-member-card--board {
    padding: 30px 25px;
  }
  
  .team-member-card--board .team-member-card__icon {
    width: 60px;
    height: 60px;
    margin-bottom: 20px;
  }
  
  .team-member-card--board .team-member-card__icon i {
    font-size: 28px;
  }
  
  .team-member-card--board .team-member-card__name {
    font-size: 16px;
  }
  
  .team-member-card--detailed .team-member-card__header {
    flex-direction: column;
    text-align: center;
    padding: 30px 20px 20px;
  }
  
  .team-member-card--detailed .team-member-card__icon-wrapper {
    margin: 0 auto;
  }
  
  .team-member-card--detailed .team-member-card__title-group {
    text-align: center;
  }
  
  .team-member-card--detailed .team-member-card__name {
    font-size: 20px;
  }
  
  .team-member-card--detailed .team-member-card__content {
    padding: 20px 20px 25px;
    text-align: left;
  }
  
  .team-member-card--detailed .team-member-card__description {
    font-size: 14px;
    text-align: left;
  }
}